The smartest way to invest for the long term, with security and profitability
Empowering Payments, Expanding Opportunities
We’re a fintech committed to revolutionizing payment solutionsin Brazil, delivering both online and in-person options that simplify sales and democratize credit access for entrepreneurs. Watch our video to see how we’re making credit accessible for everyone, from small businesses to individuals with limited credit access.
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Discover the values that drive us to make financial services more accessible and reliable for everyone
Return
Earn an 18% annual yield, tax-free
Security
Backed by future receivables, ensuring robust security
Simplicity
Streamlined, easy-to-use processes to facilitate credit access
Practicality
Tailored solutions for everyday business needs
Speed
Instant settlements—D+1 for businesses, within 5 minutes for individuals.
Resilience
Built to adapt to a constantly evolving financial landscape.
We support two segments with innovative solutions
In just one year, our POS machines are now in 15+ states, helping entrepreneurs convert card limits to PIX (bank transfers), while expanding access to credit across Brazil.
Crédito Essencial’s B2B Solutions:
Tailored for small retailers, enhancing cash flow and simplifying payment processes.
Crédito Essencial’s B2C Solutions:
Offering individuals the ability to pay essential bills with accessible, low-risk credit options.
B2B – POS Smart Device
Modern, secure equipment designed specifically for small to mid-size retailers.
•Competitive Rates: Affordable and transparent.
•Target Clients: Small to medium-size businesses seeking efficiency in transactions and improved cash flow.
B2C – Card Limit Cash Access
A flexible, secure service that turns credit card limits into cash for essential expenses.
•Digital and Physical Access: Reliable service anytime, anywhere.
•Target Audience: Individuals with limited credit access.
•Solution Focus: A fast and practical option for paying essential bills.
Unlock the potential of Crédito Essencial with our Tokenized Credit Title Fund. Our model provides liquidity by settling transactions within 5 minutes for individuals and by the next business day for companies, creating a steady cash flow and providing a fixed monthly return for investors.
Benefits for Investors:
•Yield: Enjoy a fixed 18% annual yield, tax-free.
Simple interest, with monthly payouts.
•Low-Risk Structure: Secured by future receivables.
•Investment Duration: 36 months with an exit option at 18 months.
Why Invest in Crédito Essencial?
Monthly Payments
Fixed 1.5%
Monthly Payments
Totaling 18%
Monthly Payments
Low-risk profile with reliable returns.
Credit Title Fund
Structured to meet cash flow demands with low-risk, secure investment, backed by future receivables.
Our Vision
To capture 1% of the Brazilian payment market and expand into international markets with large Brazilian communities. A successful exit is targeted within five years, making this an ideal investment opportunity
Get in Touch with Us Today!
For inquiries or to start your investment journey with Crédito Essencial, reach out today to join our journey in revolutionizing access to credit in Brazil.
Contato
- (31) 31418306
- (31) 9 9923-6603
Location
CNPJ: 50.447.111.0001-19
54 Vicente Pinzon Avenue, Vila Olimpia, São Paulo – SP, Brazil